Pesalink | Tuma Direct Na 20/- From Bank

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Tuma Direct Saa Hii Learn More

check_circle FREE up to Ksh 1,000

account_balance_wallet Only 20/- below a Million

bolt Real-time transfers

SIMPLE PROCESS

How It Works

No new app to download. No wallet to top up. Find it on your mobile bank app, USSD or Internet banking to send money directly.

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Open Your Bank App

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Select Pesalink Transfer

Choose the interbank transfer option powered by Pesalink.

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Enter Recipient Details

Enter the recipient's bank account number, the amount to send & reason for payment then submit to send money or make a payment.

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Confirm & Send

Review your details and confirm. Money arrives instantly - no wallet required. You will receive a confirmation message with a downloadable link to your digital receipt as proof of payment.

Transparent Pricing

Faster. Cheaper. Direct.

No hidden charges. No surprises. Just the most affordable bank transfer in Kenya.

For Small Transfers

FREE

Up to Ksh 1,000

check_circleNo transfer fee charged
check_circleInstant delivery
check_circleDirect from bank to bank
check_circleAvailable 24/7

For Larger Transfers

20/-

Below Ksh 1,000,000

check_circleFlat rate — no % fees exclusive of taxes
check_circleSend up to Ksh 999,999 per transaction
check_circleAvailable 24/7

T&Cs apply. Subject to participating banks. Ksh 20 fee exclusive of taxes. Free up to Ksh 1,000.

Everyday Kenyans

Tuma Direct. Anytime, Anywhere

From the market to the office, Pesalink makes bank-to-bank transfers simple and instant for everyone.

Kenya's Leading Banks

Participating Banks

The 20/- fee is available in these banks - send directly from your bank account to another bank, sacco or mmf.

More banks being added regularly. Contact your bank to enquire about Pesalink availability.

Why Pesalink

No Wallet. Just Your Bank.

Kenya's interbank transfer platform — built for everyday people making everyday payments.

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Instant Transfers

Money moves in real-time between participating banks. No waiting, no batch processing.

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Unbeatable Pricing

FREE up to Ksh 1,000. Only Ksh 20/- for transfers below a million. No percentage fees.

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No Wallet Needed

Send directly from your bank account. No need to load a wallet or use a third-party app.

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Secure & Regulated

Pesalink is licensed and regulated. Your transfers are protected by bank-grade security.

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Use Your Bank App

No new app to download. Just use your existing bank's app or USSD to send via Pesalink.

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Built for Kenya

A payment solution designed for the Kenyan market, available via mobile, web, ATM and USSD.

Testimonials

Real stories from real users

Join thousands of Kenyans saving time and money with every transfer.

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"Pesalink has changed how I pay my suppliers. I send money directly from my bank to theirs instantly for just 20 bob. No more withdrawal fees!"

James Kimani

Hardware Owner, Nairobi

FAQ

Frequently Asked Questions

What is Pesalink?

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Pesalink is an instant, real-time 24/7 interbank transfer service that allows you to send money from one bank account to another instantly.

How much does it cost?

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Transfers up to Ksh 1,000 are FREE. For amounts between Ksh 1,001 and Ksh 999,999, the fee is only Ksh 20/- (exclusive of taxes).

Which banks are on Pesalink?

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Over 30 banks in Kenya are connected to Pesalink, including KCB, DTB, SBM, Ecobank, and many more. Check the 'Participating Banks' section above.

Tuma Direct. Simple. Instant. Affordable.

Start sending money directly from your bank today. No hidden costs, just flat-rate transfers.